What is a mortgage pre-approval?

A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.

What is the difference between fixed and variable rates?

A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.

How much down payment do I need?

In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.

Maxime St-Germain | Partner Properties

Bijagua de Upala, Alajuela, Costa Rica Autres pays / Other countries

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$449,900

Bungalow

Bijagua de Upala, Alajuela, Costa Rica Autres pays / Other countries

3

2

10

1 561 pc

Calculate your payment

View & Get Pre-Approved

$549,900

Bungalow

74 Rue Labrie Repentigny (Repentigny)

4

2

11

Calculate your payment

412 Rue Jacques-Cartier S. Saint-Jean-sur-Richelieu

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New Listing

$2,700 /month

Apartment

412 Rue Jacques-Cartier S. Saint-Jean-sur-Richelieu

3

1

9

1 586 pc

Calculate your payment

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$479,900

Bungalow

270 Rue du Sommet Entrelacs

3

1

10

Calculate your payment

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$149,900

Two or more storey

40 Rue Bureau Saint-Éphrem-de-Beauce

5

1

9

Calculate your payment

141 Rue des Céramistes Saint-Joseph-de-Beauce

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$239,900

Duplex

141 Rue des Céramistes Saint-Joseph-de-Beauce

1

3

Calculate your payment

View & Get Pre-Approved

$124,900

Lot

Ch. des Bouleaux Potton

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1139Z Rue Gendron Longueuil (Le Vieux-Longueuil)

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New Listing

$499,900

Two or more storey

1139Z Rue Gendron Longueuil (Le Vieux-Longueuil)

3

1

9

Calculate your payment

View & Get Pre-Approved

$42,500

Lot

Bijagua de Upala, Alajuela, Costa Rica Autres pays / Other countries

Calculate your payment

View & Get Pre-Approved

$449,900

Duplex

30 Route 108 E. Saint-Éphrem-de-Beauce

6

2

12

Calculate your payment

3921 Rue Régina-Gagnon Longueuil (Saint-Hubert)

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$799,900

Two or more storey

3921 Rue Régina-Gagnon Longueuil (Saint-Hubert)

4

2

13

Calculate your payment

1139 Rue Gendron Longueuil (Le Vieux-Longueuil)

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New Listing

$499,900

Two or more storey

1139 Rue Gendron Longueuil (Le Vieux-Longueuil)

3

1

9

2 045 sq ft (190.00 m²)

Calculate your payment

View & Get Pre-Approved

$334,900

Bungalow

219 Rue Richelieu Henryville

2

1

7

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750 Rue Montpetit Longueuil (Saint-Hubert)

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$879,900

Two or more storey

750 Rue Montpetit Longueuil (Saint-Hubert)

6

2

17

Calculate your payment

View & Get Pre-Approved

New Listing

$505,500

Bungalow

144 Rue de l'Avenir Sainte-Sophie

3

2

11

Calculate your payment

69 Rue Arthur-Riendeau Saint-Jean-sur-Richelieu

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$499,900

Two or more storey

69 Rue Arthur-Riendeau Saint-Jean-sur-Richelieu

2

8

Calculate your payment

725 Rue de la Rivière Sainte-Catherine-de-Hatley

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$1,599,900

Bungalow

725 Rue de la Rivière Sainte-Catherine-de-Hatley

2

10

Calculate your payment

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