What is a mortgage pre-approval?

A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.

What is the difference between fixed and variable rates?

A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.

How much down payment do I need?

In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.

Propriétés partenaires | Maxime St-Germain

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$699,000

Apartment

2020 Rue André-Labadie Beloeil

2

10

1 121 pc

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Bijagua de Upala, Alajuela, Costa Rica Autres pays / Other countries

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$449,900

Bungalow

Bijagua de Upala, Alajuela, Costa Rica Autres pays / Other countries

3

2

10

1 561 pc

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$349,900

Apartment

175 Rue Liébert Varennes

2

1

6

880 pc

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778 Rue Papineau Saint-Roch-de-Richelieu

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$415,000

Bungalow

778 Rue Papineau Saint-Roch-de-Richelieu

2

1

9

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$699,000

Bungalow

2750 Ch. des Patriotes Richelieu

4

2

19

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$26 /month

Commercial condo

950 Boul. de la Gare Mont-Saint-Hilaire

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$2,450 /month

Apartment

669 Rue St-Joseph Chambly

3

2

13

1 445 pc

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New Listing

$3 /month

Lot

Rue de l'Industrie Beloeil

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725 Rue de la Rivière Sainte-Catherine-de-Hatley

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$1,599,900

Bungalow

725 Rue de la Rivière Sainte-Catherine-de-Hatley

2

10

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$149,900

Two or more storey

40 Rue Bureau Saint-Éphrem-de-Beauce

5

1

9

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$499,900

Lot

171 Rue Parent McMasterville

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141 Rue des Céramistes Saint-Joseph-de-Beauce

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$239,900

Duplex

141 Rue des Céramistes Saint-Joseph-de-Beauce

1

3

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$124,900

Lot

Ch. des Bouleaux Potton

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$334,900

Bungalow

219 Rue Richelieu Henryville

2

1

7

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New Listing

$239,900

Mobile home

20 Rue des Lilas Granby

2

1

7

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$42,500

Lot

Bijagua de Upala, Alajuela, Costa Rica Autres pays / Other countries

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$649,000

Duplex

6420 Rue St-Pierre O. Saint-Hyacinthe

1

3

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$139,900

Two or more storey

113 Rue Provost Sorel-Tracy

2

1

6

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$505,500

Bungalow

144 Rue de l'Avenir Sainte-Sophie

3

2

11

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$149,900

Lot

112 Rue Augusta Sorel-Tracy

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54 Rue Bonaventure-Viger Saint-Basile-le-Grand

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New Listing

$409,000

Apartment

54 Rue Bonaventure-Viger Saint-Basile-le-Grand

3

1

9

1 146 pc

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$449,900

Duplex

30 Route 108 E. Saint-Éphrem-de-Beauce

6

2

12

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New Listing

$849,900

Two or more storey

990 Rue des Marquises Beloeil

4

2

12

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New Listing

$649,900

Bungalow

643 Place Hogan Beloeil

3

2

13

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New Listing

$468,000

Bungalow

270 Rue du Sommet Entrelacs

3

1

10

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